Welcome
Welcome to Coinflow
Coinflow is a complete payment infrastructure platform that enables businesses to accept payments from any customer — credit cards, bank transfers, digital wallets, and more — and pay out to users around the world. Our platform handles payment processing, fraud protection, compliance, and settlement so you can focus on building your product.
Coinflow is used by SaaS companies, marketplaces, gaming platforms, and consumer apps as their primary payment processor, with additional rails available for businesses that need them.
New to Coinflow? Start with our Account Setup guide to set up your account and make your first integration.
Core Features
Accept credit cards, ACH, Apple Pay, Google Pay, and international bank transfers from customers globally.
Send funds to users via bank transfers, debit cards, and digital wallets with instant, same-day, or standard settlement.
Create and manage recurring payment plans with support for multiple payment methods and billing cycles.
Build multi-sided marketplaces with split payments, escrow, and automated seller payouts.
Pay-in Methods
Coinflow supports a wide range of payment methods for collecting funds from customers:
Payment method availability varies by region. See Supported Countries for full details. Stablecoin/Cryptocurrency pay-ins are also available as an optional, advanced rail.
Payout Methods
Send funds to your users through their preferred payout channel:
Implementation Paths
Choose the integration method that best fits your use case:
SDK
Hosted Page (iframe)
API Integration
Embed Coinflow’s pre-built UI components directly in your application. Available for web and all major mobile platforms.
Web (React):
- Drop-in React components with full branding control
- React SDK Documentation →
Mobile:
Best for:
- React or mobile applications
- Custom branded experiences
- Embedded payment flows without building payment UI from scratch
Settlement Options
After a payment is collected, Coinflow settles funds to your configured destination. Here are the available options:
Coinflow Wallet (Recommended - Easiest to Start)
The simplest option to get up and running. Funds are held in a Coinflow managed account associated with your merchant account. All you need to do is set up the account and start receiving payments.
- Funds available in your Coinflow dashboard immediately after settlement
- Initiate payouts to your users directly from your Coinflow balance
- Daily push to your company bank account available on request (see below)
Daily Bank Push (ACH to Your Company Account)
For merchants who want funds swept to a bank account on a regular cadence. Coinflow can automatically send your settled balance to your company’s bank account on a daily basis.
- Automated daily settlement to your business bank account
- Works alongside the Coinflow account - funds accumulate intraday, then sweep at end of day
- Best for businesses that want settled funds in their bank account
Additional settlement options are available for businesses with advanced or programmatic settlement needs. View all settlement locations →
Security & Fraud Protection
Coinflow provides multiple layers of protection out of the box:
Coinflow’s fraud engine scores every transaction in real time and guarantees coverage for approved transactions that later result in chargebacks.
Strong customer authentication that shifts chargeback liability to the card issuer for verified transactions.
Validate billing addresses against card-issuer records to filter out fraudulent card-not-present transactions.
Coinflow’s hosted iframe and SDK keep card data fully out of your servers. Achieve PCI compliance without a costly audit.
Require additional identity verification steps for high-risk or high-value transactions.
Cryptographically sign checkout session parameters server-side so they cannot be tampered with by end users.
Developer Resources
Receive real-time notifications about payment events, status changes, and settlement updates.
Test your integration safely with sandbox credentials and test payment methods before going live.
Customize the checkout experience with your brand colors, logo, and styling.
Monitor transactions, manage refunds, configure settlement, and access reporting tools.
Quick Links
Need help? Contact support@coinflowlabs.app for integration support.
- How Checkout Works — Understand the payment flow end to end
- Settlement Locations — Configure where and how funds are delivered to you
- Error Codes — Troubleshoot integration issues